Guaranteed life coverage for loved ones ages 50 to 85.
Easy coverage with no medical exam.
Quick benefits for your family.
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Life Insurance Overview
Life insurance is a contract between an individual and an insurance company. The insurer agrees to pay a sum of money to the policyholder’s beneficiaries upon their death.
Types of Life Insurance:
Term Life Insurance – Covers a specific period (e.g., 10, 20, or 30 years). If the policyholder passes away during the term, beneficiaries receive the death benefit.
Final Expense Insurance – Also called burial or funeral insurance, it covers end-of-life costs like funeral expenses, medical bills, and other final expenses.
Whole Life Insurance – Provides lifelong coverage with a death benefit and a cash value that grows over time.
Universal Life Insurance – Offers flexible premiums and death benefits, plus a cash value component that can be adjusted over time.
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Having a life insurance policy is a smart way to protect your family and savings. Unexpected events, like accidental death, can lead to costly funeral and medical expenses. A policy provides a financial safety net to help cover these unforeseen costs.
